Terms of Service | Shekla AI

1. Acceptance of Terms

By accessing and using Shekla AI ("the Service"), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service.

2. Description of Service

Shekla AI provides personal finance education, tools, calculators, and downloadable financial toolkits. The Service is intended for educational and informational purposes only.

3. Not Financial Advice

The content provided by Shekla AI, including articles, calculators, assessments, and toolkits, is for educational purposes only and does not constitute financial, investment, tax, or legal advice. Always consult with a qualified financial professional before making financial decisions.

4. Purchases and Refunds

Digital toolkit purchases are processed through Stripe. All purchases come with a 30-day money-back guarantee. Refund requests should be submitted within 30 days of purchase.

5. Intellectual Property

All content on Shekla AI, including articles, toolkits, calculators, and branding, is owned by Shekla AI and protected by copyright law. You may not reproduce, distribute, or create derivative works without written permission.

6. Limitation of Liability

Shekla AI shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of the Service or any financial decisions made based on information provided by the Service.

7. Changes to Terms

We reserve the right to modify these terms at any time. Continued use of the Service after changes constitutes acceptance of the new terms.

8. Contact

For questions about these Terms of Service, please contact us at legal@shekla.ai.